Steps to Your Home

Home Purchase Assistance Program (HPAP)

LEDC links clients with the best programs available for first time home buyers. Step by step, LEDC housing counselors help prospective buyers apply to the Home Purchase Assistance Program (HPAP), which enables low to moderate-income families to purchase a house in the District of Columbia. Qualified applicants receive no-interest loans for down payment and closing costs to purchase single-family houses, condominiums, or cooperative units.

Why is the HPAP the best program in Washington DC for first time home buyers?
-It requires only a $500 upfront investment.
-You pay 0% interest on loans of up to $40,000
-No application fee is required
-Payments are deferred for five years

Eligibility:
The loan amounts are based on a combination of factors, including: income, household size, and the amount of assets that each applicant must commit toward a property’s purchase price. Learn if you are eligible by reading the specific eligibility requirements found here. To learn how much you could qualify for, click here.

Ready to apply for HPAP?
1) Make an appointment with an LEDC housing counselor today to assess your mortgage-readiness. Simply call 202-588-5102 and ask to speak with someone from our Homeownership Program.
2) Come to your appointment. When you are ready to apply for HPAP you MUST bring the required documents with you
3) Be sure to attend our first time homebuyer classes to educate yourself on all the aspects of the home-buying process.